AI Coach "K"

Great question! Based on your current trajectory, here are 3 concrete strategies: 1. **Increase Income (+$500/mo)**: Your web design skills are underutilized. Start freelancing on Upwork with 5-10 hours/week. Target $50-100/hr projects. 2. **Optimize Investments (+$300/mo)**: You're leaving $250/mo in low-yield savings. Move to a 4.5% HYSA and max your 401k match. 3. **Cut Fat (-$200/mo)**: Cancel 3 unused subscriptions ($45), reduce dining out by 30% ($126), negotiate internet bill ($30). Total impact: +$1,000/mo = $12K/year. You'd hit $100K 8 months faster. Want me to create an action plan?

2 min ago